FAQs

First of all, don’t worry; many people feel this way and with the real lack of financial education available it is not surprising. The best thing to do is take that first step by contacting us and we will go from there, one step at a time. Our clients often say that after that first meeting, things don’t seem anywhere near as difficult as they did before.

It’s never too early. Some parents even set up pensions for their children to give them a head start in life from an early age. That’s not right for everyone, of course, but thinking about your priorities and your future is something we should all do and the sooner you start, the more likely you are to be able to achieve the outcome you want.

It’s never too late. There are many different stages to retirement and many different things to consider for each. It isn’t all pensions and bus passes! We can help you work out exactly what you need to factor in to get the retirement you want, and how to plan for every stage of it. We’ll take you step-by-step through the process and ensure you’re fully prepared for whatever the future holds.

Yes and no. If you had time to educate yourself on your finances, find out all about how everything works and then keep yourself up to date with constant changes in markets, economy, legislation and product innovation and then actually take the time out of your busy life to sit down and go through all of your own finances – then the answer is yes! If like most people, this is not possible because you’re busy getting on with the other parts of your life, then I would recommend seeking some help. My role is to take it off your ‘to-do’ list and make it done.

Of course. Many people have left their finances for a long time, either because they’re too busy or too worried to look at them – often both – so, you’re not alone. The important thing is that you are ready to look at them now and we can go from there. We will look at everything and put together a plan for your future that is unique to your situation and life. It is never too late and you might be pleasantly surprised how easy things seem once you’ve started. As they say, a problem shared is a problem halved and I certainly never look at any situation with judgement.

No. I have worked with people who have all of their finances in meticulous order as well as people who have all of their financial information in one big cardboard box and nothing else. I love working with both.

Some people are clear on what their goals are in life, others aren’t. It is part of my role to help you to think about what is important and what you would like to do with your life, even if you haven’t thought about this properly before.

This can be a very difficult time if you have always relied on your partner for their financial knowledge. Now is a great time to take control of your finances and explore what you want with your life and how your finances are going to get you those things. You may be feeling vulnerable and not understand the details your solicitor is discussing with you with regards pensions and how you can protect yourself financially. Getting good advice at this stage is vital. Just as vital, is finding someone you can trust to do this; somebody who can hold your hand through this particularly difficult time, guide you through your options and look out for you. I can help you to do this.

Yes. The earlier you start, the more time you have to build up a pot of money for them to use to build their future, regardless of how far away it may be.

If you saved £50 each month from when they are born to when they are 18 years old, you could have more than £17,000 if it grew by 5% per year.

Yes. Just come and talk to me about yourself. It’s as simple as that.

Visit our ‘how we work’ page and I’ll take you through how we work and what you can expect at each stage.