Planning for Retirement

Whether you’re still enjoying a full work life, or retirement can’t come soon enough, it’s never too early – or late – to start planning for retirement.

We work with clients who are decades away from retirement as well as those who are looking to retire as soon as possible. In both cases, retirement is a change of life that requires deep thought and a well-developed plan.

One life, live it.

The new ‘Pension Freedoms’, announced by the government in 2015, paved the way for greater flexibility in how and when people take a retirement income. The changes were introduced partly in response to greater demand from those preparing to retire for more control over the transition. The time of life we call 'retirement' certainly has evolved a great deal in recent years. If you think about the kind of retirement your grandparents or parents had, it's unlikely to be the kind of retirement you envision for yourself. These days, anything goes! But while choices can be a cause for celebration, they can also be a cause of anxiety. .

I'll help you understand your options, visualise the retirement you want, and help you achieve it at the pace and time of your choosing. 

I'll take away the fear of the unknown and answer questions such as:

How much money will I need for a comfortable retirement?

When can I afford to retire?

What would I like to fill my days with when I stop working?

What should I be doing to prepare financially?

What should I be doing to prepare emotionally?

For some people, planning for retirement comes easily. You may have a clear picture of what you’d like your retirement to look like, put together over many years while daydreaming at work. And when you retire, you may wonder how you ever had time for work.

For others, retirement feels like a void and knowing how to fill it is something they need to explore. Whichever position you find yourself in, we’ll help you understand your options and how you can achieve a comfortable, fulfilling and financially secure retirement on your terms.

Life planning is an important part of retirement planning. Taking the time to think it through before you make the transition, will not only help when it comes to your finances but will also help you emotionally adjust to the changes in your life.

Meet our clients

It all starts with a hot drink

And if you're lucky, a chocolate biscuit too!!

Whether it’s a tea, coffee or hot chocolate (Madeleine’s favourite), we think a drink and a chat in a relaxed environment is the perfect way to get things started.

07968 479 219