Already retired

Retirements are there to be enjoyed.

Are you living the fullest retirement you can? Or are you holding back for fear of running out of money? Are you comfortable right now but worried about your later years and how you’ll afford the costs of care? Are there big decisions to be made such as whether to sell your house and downsize which you’d appreciate some expert guidance on?

Whatever stage of retirement you are in, you will want to feel fulfilled, comfortable and able to look to the future with confidence. I will help you do that.

Your financial needs and lifestyle goals will be different at each stage of retirement. Our work together will focus on preparing you for all the financial and emotional considerations that come with each stage.
My role is to take away uncertainty and replace it with choices and empowerment.

I’ll help you answer questions such as:

How much money will I need for the rest of my life?

Do I have enough?

How will I fund later life care if I need it?

Will I be able to achieve all my retirement goals?

Is there any way to save my children from a large Inheritance Tax bill?

We work with legal firm Caverley Lightfoot to provide clients with access to high quality, joined-up estate planning services. By working together, we can provide solutions that allow for a smooth and tax-efficient transfer of wealth between the generations.

My clients benefit from comprehensive legal and financial expertise that includes will writing, Inheritance Tax planning, trusts and gifting, and a team that complement each other. Working in this way, we’re able to keep your wishes and interests at the centre of all your affairs.

Meet our clients

meet Phil

I needed to change my work-life balance, but you can’t change your work-life balance if you don’t know what you’ve got.

Client since 2008

Already retired

Meet our clients

It all starts with a hot drink